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Secondly, when you spend every dollar you make, you never start saving for the important stuff-things like a mortgage, a new car, or the vacation you’ve been dreaming of for years. And those negative feelings can affect other areas of your life like your health, job, and relationships. Not knowing whether you can afford to pay rent or buy groceries makes you anxious and unhappy. However, there are a few problems with that mindset. Unfortunately, that uncertainty leads to a “spend it while you’ve got it” mentality-with the expectation that you’ll earn great tips on Saturday night to make up the money you spent impulsively. It definitely seems more difficult to budget when you don’t know how much money you’re going to make each week. The Frustrations of Budgeting When You Work for Tips
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#You need a budget referral for free#
Read on to learn why budgeting seems so hard when you work in the service industry and what you can do about it.įREE Online Class: Get access to one of our best-selling online classes, Smart Budgeting, for free today. Although budgeting when you work for tips may seem like an impossible task, it’s actually easier than you might imagine. If any of these sounds like you, then you need to read this. Would you like to set aside money to pay off your credit card debt or student loans but never manage to do so?ĭo you think it’s a good idea to save money but still burn through your tips every month? Whether you’re a server, bartender, busser, or barista-you can use these budgeting tactics to get into the driver’s seat of your finances.ĭo you work really hard to earn good money as a bartender or server, but have very little to show for it? But the service industry can be predictable and lucrative.
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You might feel like planning is pointless. It’s difficult to get ahead when your income is based on tips. Budgeting When You Work For Tips: Stick to It.Budgeting When You Work For Tips: Track Every Penny You Make.The Frustrations of Budgeting When You Work for Tips.